Sunday, August 24, 2014

One Car Family

Heath & I recently decided to go down to one car.  The decision was mostly made because we had one car rotting away in the garage.  We sold the GTO.  Heath's car was a two door and did not fit our family of four.  My Jaguar is a four door, so yeah, we kept my car.  Obviously!  Heath had an offer on his car about an hour after posting it for sale.  He accepted the offer and the car was gone the same day.  It was so weird to go down to one car, but really, why would we need two cars if I rarely drive during the day when I'm home with the kids?  The GTO was worth more money to us gone than keeping it.  We paid off three credit cards with the money we got from selling the GTO.  We are so much better off financially with having only one car.  We will get a second car when needed, but as of this moment, one car fits us best.  There's so much extra room in our garage now too.  No complaints!

We also recently got rid of our cell phones.  We've had T-Mobile for ten years, but over the last two months, our cell service had dropped exponentially.  We tried to work with them to get the issue fixed, but no matter what happened, it just wasn't going to work out for us.  There's really only one cell tower in our area with a lot of people trying to use it.  T-Mobile's coverage map shows us as "excellent", yet we would rarely have any service.  Heath's iPhone always showed "No Service" or "Searching" and my Galaxy S4 showed one or two bars and on the Edge network.  Totally unacceptable since we are supposedly supported by 4G LTE out here.  We had a land line hooked up on Friday afternoon.  Going down to zero cell phones was weird, too.  But really, it's saving us so much money per month not having smartphones!  We will pocket almost $200/mo now.  Seriously, saving money is boss.

Our next goal to save extra money per month is to refinance our house.  We want to get rid of our mortgage insurance.  When we bought our house, we got an FHA loan.  The mortgage insurance is on the pricey side and we'd like that money in our pocket instead.  I'll be making the phone call to our mortgage company tomorrow to see what could work best for us.  It would be nice to have so much more extra money every month.

We went to Carleigh's open house for school on Friday.  My little girl is getting so big.  She's on the school schedule that doesn't start until September, so while most of her friend's start school tomorrow, she has to wait a few more weeks.  She qualifies to ride the bus since we live a couple of miles from the school.  The only thing left for me to do is call the school district to verify the drop off times for after school.  Our school district only shows the drop off times for full days.  My fingers are crossed that they aren't doing screwy scheduling for half day kindergartners.  If they don't drop off for half day kids, then guess what?  We will be off to buy our second car sooner than expected.  Oh well.  ;)

This blog was a little bit every where and I apologize.  Heath & I shared a bottle of wine with our salmon dinner tonight, so I feel a little out of it while typing this up.  There's just so much going on here right now.  So many changes and it's just crazy.  A good kind of crazy though.  I'll update this again when I'm more sober and able to make more sense.

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